Janet M. Smithbower

Financial Advisor

Have you thought about retiring? Do you have a plan to get there? Do you have a Plan B in case something interrupts Plan A? Do you need benefits for your employees or yourself as an individual? With my retirement planning, individual and group benefits experience, I can help you answer those questions.


With over 40 years of experience in the accounting and finance industries, I have dedicated my life to helping people work towards financial freedom and comfort. Listening to you and staying focused on YOUR personal needs and goals, I will help you create a plan to retire the way you envision retirement to be, as well as find the benefits you need to take care of yourself and your family. The services I provide include retirement planning, investment portfolio design and employee/individual benefits. I work with clients across multiple states and so I am available to meet you in person, speak with you over the phone or set up a virtual meeting with you. Contact me today for a free consult! 


  • Associate of Science Degree – Saint Francis University
  • FINRA Series 7, 63 and 65 securities registrations
  • Life, Accident, Health Insurance Licensed since 2008
  • Qualifiying member of Million Dollar Round Table (MDRT)


I enjoy spending time with my husband, children, grandchildren, and extended family. I also have a lifelong love of horses, from peaceful trail riding to competitive barrel racing. Since 2011, I have been an active member of the Rotary. During this time, I served as Assistant Governor, President for two terms and was a board member for five years.



Million Dollar Round Table (MDRT) annual membership demonstrates qualifying production and meeting minimum production levels and pay annual dues. Quali?cation should not be perceived as a recommendation or an endorsement of services. Applicants must continue to submit proof of production by a certifying letter until achieving 10 years membership for Court of the Table. https://www.mdrt.org/join/member-requirements

Phone (814) 201-2320
Fax (814) 201-2808